Croydon Orthodontic Practice Finance Options
Are you considering orthodontic treatment? Want a gleaming smile but are unsure about the best way to pay? Don’t worry - at Croydon Orthodontic Practice we will walk you through every step of your journey and are happy to accommodate all of your needs.
We offer various finance and payment plan options to fund your treatment.
How do I apply?
You will need to complete a simple online credit application, assisted by one of our helpful members of staff. This information is then transmitted to the lender immediately and a reply is usually received in a matter of minutes. You can then choose to sign a credit agreement in person or have this emailed to you to complete at home.
How much can I borrow?
You can borrow between £350 and £25,000, subject to status. You must be over 21 to apply and you must have lived in the UK for at least 3 years.
Do I have to pay a deposit?
A deposit is not required, but if you want to pay one to reduce the amount you borrow then this is your choice.
How much are the repayments?
This is dependent on the amount you borrow and whether you choose to pay a deposit. Our staff will show you, without obligation, the monthly repayment plan for your particular treatment.
Click the Chrysalis Finance image below for our finance options:
- Interest-free repayments available
- Low-cost options starting from £61 per month
- No deposit required
How do I make the repayments?
The monthly payments are collected via Direct Debit, starting one month after you sign the credit agreement. The payments are subject to your usual guarantee from your bank.
When can I start the treatment?
Immediately. You can start as soon as the credit agreement has been signed.
What if I change my mind?
There is a statutory “cooling-off” period of 14 days after you sign your credit agreement - during this time you can cancel the credit agreement at no cost. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.
Who provides the finance?
The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193.
FCA disclosure: Timothy P S McDonogh, trading as Croydon Orthodontic Practice, is an Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking.
